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  • Collector Car Insurance

    I originally bought insurance from American Collectors. It was full coverage, no deductible and I set the value of my car at 10,000.00. My mileage limit was 5,000 miles. It cost 158.00 per year. Last year they raised the rates, so I lowered my car value to 8,000.00 for 200.00 per year. But this year they raised it to 312.00. There has been no change on my end, they say the typical 'expenses went up'.
    So I gotta call around about rates. Who do you guys use?
    Frustrated,
    Rafe Hollister

  • #2
    Have you called them & asked if some claim has made this increase? My policy hasn't changed in 2 years.
    59 Lark wagon, now V-8, H.D. auto!
    60 Lark convertible V-8 auto
    61 Champ 1/2 ton 4 speed
    62 Champ 3/4 ton 5 speed o/drive
    62 Champ 3/4 ton auto
    62 Daytona convertible V-8 4 speed & 62 Cruiser, auto.
    63 G.T. Hawk R-2,4 speed
    63 Avanti (2) R-1 auto
    64 Zip Van
    66 Daytona Sport Sedan(327)V-8 4 speed
    66 Cruiser V-8 auto

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    • Rafe Hollister
      Rafe Hollister commented
      Editing a comment
      Yes I called, they said their expenses went up. What company do you use?

  • #3
    OH, Oh, I guess a Fraudulent Claim could do that !
    StudeRich
    Second Generation Stude Driver,
    Proud '54 Starliner Owner
    SDC Member Since 1967

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    • #4
      I use Wade S Dunbar Agency in Laurinburg NC and they set me up with Hagerty. I'm quite happy.

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      • Rafe Hollister
        Rafe Hollister commented
        Editing a comment
        I just did an online application for Haggerty, they are the same as what I have. Thanks.
        Rafe

    • #5
      Got State Farm on the Avanti for less than that. Got Haggerty on the rest; they went up too but not that much. Might be time to go shopping for insurance.

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      • #6
        I have Heacock and have had it for 12 years. I have two cars one valued at 10K and one 25K. No mileage limitations I know of except can't use them for work. They did raise the rate this year by about 75 bucks but it is 339.00 total for both cars, full coverage including uninsured driver.

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        • #7
          I changed my VW (Herbie) to State Farm classic insurance. I had their regular insurance at $28+ a month for years and it suddenly went up a bunch. I went in to complain/ask why and they offered me the classic they had recently started. It dropped down to $7 a month, they valued Herbie at $9000 which was way more than I expected.

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          • Rafe Hollister
            Rafe Hollister commented
            Editing a comment
            I will check State Farm Classic.
            Rafe
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