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  • JRoberts
    replied
    As I said earlier I have always used Hagarty for my older vehicles (once I learned the savings in doing that). I was at an International Meet a while back and stopped by the JC Taylor to get a comparison cost. The rep there said they could not insure vehicles in North Carolina.

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  • Lynn
    replied
    Unlimited mileage is not a plus at all in my situation. I believe it would be for some others.

    I have seven cars with American Modern through MK Insurance Co. Outstanding customer service as far as writing up my policies. I agree that all cars will be kept in a locked garage at night. I can even drive any one of them to work twice a week, which does happen from time to time with my old factory turbocharged Bimmer. I can choose the mileage limit which in my case varies from 1,000 miles per year up to 6000 miles per year. If I change my mind on the mileage limit for any particular car, I can up that at any time. I have not had a claim with them, and hopefull, I never do. I have corresponded with others who did, and reported no issues at all. It is agreed value coverage. If one of my cars is stolen (not likely because of where they are kept, but still, could happen) I get the value we agreed to.

    http://www.mkinsuranceagency.com/

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  • thunderations
    replied
    Been with Haggerty for many years with many cars. Rates are fair and unlimited mileage is a big plus. Had J C Taylor prior and if using the car for an out of state event and driving it, needed to get special permission or get reprimanded for too many miles in a year. Had a windshield claim and was handled very well.
    Haggerty has also handled a windshield claim on the 66 Daytona, but was a little bit of a hassle. Money wasn't the problem, it was logistics and responsibility.
    National agents, the ones you get when using the 800 claim number, ask that the policy owner find a local company to do the work and they would send the glass to them. Did that and the company broke the windshield during installation. When that was disclosed to the agent, he explained that they were not responsible because I had picked the glass company. Had to contact a local Haggerty agent and explain that situation and that I should never have been involved in the selection process. They took over from there and within a week another windshield was shipped from the east coast and installed at my house. Moral of the story: let the local agent earn their money and do the work. The customers job is to pay the premiums and be treated with respect. Heard later that the glass company that broke the windshield was sued for the price of the glass and shipping, nearly $1000. Don't know what the result of that was and don't care.

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  • JoeHall
    replied
    I have been with Taylor for maybe 10 years now, and before with Grundy, IIRC. I paid about $440 annual premium last time due, for three Hawks. It goes up a bit each year, but not much. No claims, ever (knock wood).

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  • lumpy
    replied
    always look at the hassle involved after an accident. A very close friend of mine owns a high end restoration - hot rod shop here in so cal. Not all insurance company's are willing to pay the going rate for classic car repairs . The cut rate guy's only want to pay $55 an hour. Good luck with that at a reputable shop.

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  • tim333
    replied
    Reopened a claim with Hagerty that closed in January. Original claim was for left side wheels bent from hitting something on the interstate. Found damage to left rocker when car in for restorative paintwork this past week, estimate of $935 authorized with no hassle whatsoever.

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  • E. Davis
    replied
    My policy with Heacock has a mileage tier of 3000 miles a year which I never reach. The 1000 mile limit must be an option or something new. Never had a claim and hope I don't.

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  • lelshaddai
    replied
    So. I now have quotes from 5 firms. 4 cars , values range from 5000-20000
    Hagerty - $798 - towing up to 150 miles
    Heacock - $196 - 1000 miles/year, $200/ towing incident, $5000 medical
    American Modern - $223 - 1000/miles , $200 towing/incident
    American Classic - $340/year. 5000 medical, $200 towing
    JC Tayor - $450 - Really poor customer service, Will not insure cars under restoration or rusty, 50 mile towing, only allowed 3 tows/year, $1000 medical

    I have have a couple of glass with Hagerty, all good experiences, any onr have a claim through American Modern?

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  • riversidevw
    replied
    I've had American Collectors for about ten or twelve years, referred to them by USAA (the insurer of current and former military members). No premium hikes, ever. Especially now that there are no more Intercity Lines trucks unloading here. No experience with claims.

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  • lelshaddai
    replied
    I have gotten quotes from American Modern and Heacock. They were $223 and $196 for 4 cars respectively. Yes 1000 mile restriction but I do not drive much more than that a year. That is $600 a year less. Hagerty does have good service. 2 of the cars are under restoration.

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  • rockinhawk
    replied
    I have had J.C. Taylor since 1985. Great Rates but have never had to file a claim. They also buy an ad in our local Chapter Newsletter.

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  • WinM1895
    replied
    Originally posted by lelshaddai View Post
    So , I have been with Hagerty for 10 years and they have served me well. However the bill just keeps going up($798). This ids for 4 vehicles. I called American Modern and there insurance is ΒΌ the price($223) for about the same covered. Does anyone have experience with this company? Good, bad otherwise. Any other companies that serve you well that I should call? I have compared as close to apples to apples I could on coverage.
    Jim
    I don't consider 4 vehicles @ $798.00 too much. 2004/2009: I had 6 vehicles* insured with Hagerty, the yearly fee for all of them was less than 500 bucks.

    *(2) 1963 Galaxie 500XL's; 62V-K6 (frame off resto performed for an SDC member in VA by another SDC member who owned a body shop); 63V-K6 (one of two pre-production R2 Super Hawks); a mostly original, but somewhat ratty 1939 Packard 1703 Super 8; 1965 F100 8' Styleside pickup (bought it new, sold it, then bought it back 14 years later, did a full resto on it).
    Last edited by WinM1895; 06-02-2017, 12:14 PM.

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  • Corvanti
    replied
    insurance companies vary by state. in NC when i had the '40 Champion, i had Infinity that was handled by a local insurance agent. it was $111 per year. however many policies have restrictions such as: parked in a locked secure building, a mileage restriction, only driving to car shows, etc.

    on the '51, i changed over to my State Farm policy that my "daily driver" is on. the premium went up a bit ($21 a month), but with a multiple car discount, the ability to park/drive her anytime/anywhere, no mileage restriction and a agreed value, it has worked out well.

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  • kurtruk
    replied
    Somebody has to pay for all the ads and sponsorship Hagerty does. Great for the hobby, but the money comes from somewhere.

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  • Silverplate
    replied
    Originally posted by E. Davis View Post
    I have had American Modern under Heacock classic insurance since 2009 and haven't seen any unreasonable rise in premiums. They offer the same features and coverage as the other classic companies and are easy to do business with. I have three vehicles with full coverage and agreed value for $288.00 a year. You can reach them at Heacock Classic Insurance, PO box 7788, Sebring Florida, 33872 or phone (800) 678-5173.
    i have been with Heacock for more than ten years and agree no insane increases. Every time I get a Hagarty quote they are way off. The year of your vehicle can make big differences. The newer the more pricey.

    Leave a comment:

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