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View Full Version : J.C.Taylor or Hagerty??



candbstudebakers
06-30-2012, 04:13 PM
I have been with Taylor for some time and have liked them so this time I checked with Hagerty to see their prices, before I had 7 cars with J.C. Taylor and 3 of them were just cheap coverage so this time I checked with Hagerty on 5 cars with higher coverage and Hagerty was $200.00 a year cheaper, they wanted 4 pictures of each so today we took pictures and here is one of each with a total of $76,000.00 coverage on the 5 cars one year $350.00.

http://i691.photobucket.com/albums/vv271/canbstudebakers/IM004548.jpg

http://i691.photobucket.com/albums/vv271/canbstudebakers/IM004521.jpg

http://i691.photobucket.com/albums/vv271/canbstudebakers/IM004523.jpg

http://i691.photobucket.com/albums/vv271/canbstudebakers/IM004514-1.jpg

http://i691.photobucket.com/albums/vv271/canbstudebakers/1953%20custom/IM001174.jpg

Corvanti
06-30-2012, 04:22 PM
Mr. P, you might want to check out Infinity: https://www.infinityauto.com/en/index.jsp

i had it on the '40. less expensive than the quotes from the companies you stated. 9K mileage per year, agreed value of $14K and a semi-local agent (near Raleigh) to deal with instead of a "call bank". was around $180 per year.

"your state may vary"... ;)

StudeRich
06-30-2012, 04:59 PM
/Cut/
http://i691.photobucket.com/albums/vv271/canbstudebakers/IM004548.jpg


Bob; what do you call this thing, a '53, '56, '62 Golden, Commander GT Hawk? :lol:

Different is good, I like it! :)

candbstudebakers
06-30-2012, 05:02 PM
Rich I guess you can call it black , load, and rather fast, 300HP 327 and 4 speed with 373 TT rear emd.

Silverplate
06-30-2012, 05:26 PM
I have been with Heacock for sometime with very good service. Worth the consideration.

http://www.heacockclassic.com/

SN-60
06-30-2012, 06:07 PM
I've insured with Taylor for many years.......had one claim...... quick service,no problems!

rockinhawk
06-30-2012, 07:44 PM
I have used JC Taylor since 1985 but never had a claim. A couple of years ago my local agent insisted I get a quote from Hagerty. They were 3 times higher than JCT. Also out of loyalty as JCT advertizes in our newsletter and has kicked in some cash when we held some state and Zone meets, I decided to stay with JCT. Still hope I don't ever have to file a claim.

StudeDave57
06-30-2012, 07:53 PM
Rich I guess you can call it black, loud, and rather fast~ 300HP 327 and 4 speed with 3.73 TT rear end.
say, Bob~

Though I'm not normally a C/K kind of guy...
If you should ever wanna not have that one anymore-

PLEASE allow me to call it 'mine'!!!! ;)

plwindish
06-30-2012, 08:03 PM
I think you've got a really good price with that many vehicles covered for $350. My Hagerty coverage for the 76 Avanti in the Chicago area is around $250 a year. What year did the Black Hawk start out as? It looks like 56 Golden Hawk fins, 53 tail lights and a 62-64 top. Maybe that is your own recipe for "Studebaker Hawk Stew". Everything looks good together, and the 327 should get it down the road.

StudeRich
06-30-2012, 08:30 PM
There is a very good chance that Bob started with a '62 or Early '63 GT Hawk with the silver dash, because the roof and main body are very difficult to cut up and modify, the rest is Easy, mostly bolt-on. The Tail Lights are not '53, they are 1956 as are the GH Fins and Mouldings, it is the Decklid that is '53-'55.
The bumper is '55-'64.

candbstudebakers
06-30-2012, 11:13 PM
There is a very good chance that Bob started with a '62 or Early '63 GT Hawk with the silver dash, because the roof and main body are very difficult to cut up and modify, the rest is Easy, mostly bolt-on. The Tail Lights are not '53, they are 1956 as are the GH Fins and Mouldings, it is the Decklid that is '53-'55.
The bumper is '55-'64.

Yes Rich is right about the 62 GT also every thing you can see from the side, hood is a perfect 56 and same grille, head light rims are 63-64, seats are 63.

http://i691.photobucket.com/albums/vv271/canbstudebakers/IM004547.jpg

http://i691.photobucket.com/albums/vv271/canbstudebakers/IM004545.jpg

LarkTruck
07-01-2012, 06:26 AM
Former Taylor customer, been with Hagerty over 7 years now. Great rates, roadside assistance, nice quarterly magazine, and, they are real CAR GUYS.
JS

studegary
07-01-2012, 01:21 PM
I was with Taylor for 20 years without any problems. I then wanted to insure my first modified Studebaker. Taylor refused me insurance on it. Since then, they have insured modified cars. This is why I switched to Hagerty. All of my Studebakers for the past 20 plus years have been with Hagerty. For one, I tried a semi-local agent that was soliciting business at a large, local car show. They were full of problems even though they were just an agent selling for Hagerty. For example, Hagerty sent a refund for me to the agent. I had a very difficult time getting my money back from the agent. I have gone through the local agent that handles my everyday cars, home and umbrella. They also placed the insurance through Hagerty and were excellent to deal with. They were able to get the liability coverage increased from the normal Hagery options. I paid much more, but that is a combination of increased coverage, New York State and modified vehicles.

LarkTruck
07-01-2012, 04:52 PM
Yep, the MODIFIED issue is what drove me away from Taylor. But, as you said, now they are accepted, guess they realized they needed to change with the times.
JS

jnormanh
07-01-2012, 05:45 PM
Been with JCT for twenty years, the premium is $100/year, has never changed for:

$10K agreed value
$300K liability
zero detectible

Why would I shop around?

billjharris
07-01-2012, 08:36 PM
Been with JCT for twenty years, the premium is $100/year, has never changed for:

$10K agreed value
$300K liability
zero detectible

Why would I shop around?

I've been with grundy for many years, had good service from them

Gunslinger
07-01-2012, 09:40 PM
I use American Collectors Insurance and after my Avanti was damaged last year, cannot say enough positive about them. Their adjuster, after looking at the car and reviewing the body shop estimate simply said "Fix it!" Regardless of what any says about any company, you really don't until you make a claim (which you hopefully never have to).

aenthal
07-03-2012, 09:58 AM
I too am with American Collectors. Their generic policy is 3000 miles a year. On one of my cars I needed to do a summer cross country trip and explained to my agent that I could not do that in 3000 miles. Could he find out the surcharge I would have to add to my insurance to do the whole trip.
When I spoke to him again, expecting that I would be writing a check, my agent's only words were "enjoy your trip."
They had upped that car's mileage allowance from 3000 to 6000 at no extra charge.

stude1964
07-03-2012, 08:49 PM
My Dad & I have used JCT for many years which included Kaisers as well as many Studes. My Dad had 2 claims with no problems & quick service.
Rob in PA.

SN-60
07-04-2012, 08:59 AM
To: jnormanh,------ Completely agree with You on Taylor. Your 10K agreed value seems a bit 'light' (these days) though. You may want to think about increasing that coverage.