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rbruner
03-04-2008, 08:06 AM
I know it's a tragedy but garages are rare in my urban environment. I am fortunate to have an 8ft. wide driveway. The problem is that I cannot find a collector car insurer who will cover my Champ or my P-1800
without being garaged. Any suggestions other than renting storage? Thanks.

Charleston,SC

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

ChampTrucking
03-04-2008, 08:16 AM
Have you tried Hagerty? How about one of those aluminum quonset hut shaped car ports? Would that count?It would be cheaper than a full on garage.

ChampTrucking
03-04-2008, 08:16 AM
Have you tried Hagerty? How about one of those aluminum quonset hut shaped car ports? Would that count?It would be cheaper than a full on garage.

rbruner
03-04-2008, 08:27 AM
Yes, Hagerty is one of several companies that rejected me. Carports are not allowed in the Historic District and are governed by the Board of Architectural Review. :(

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

rbruner
03-04-2008, 08:27 AM
Yes, Hagerty is one of several companies that rejected me. Carports are not allowed in the Historic District and are governed by the Board of Architectural Review. :(

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

lstude
03-04-2008, 08:41 AM
I think Farm Bureau will cover it without a garage, but they want an appraisal if you want stated value.

Leonard Shepherd
http://leonardshepherd.com/

http://i129.photobucket.com/albums/p235/lstude1/MeatSouthBendsm1.jpg

lstude
03-04-2008, 08:41 AM
I think Farm Bureau will cover it without a garage, but they want an appraisal if you want stated value.

Leonard Shepherd
http://leonardshepherd.com/

http://i129.photobucket.com/albums/p235/lstude1/MeatSouthBendsm1.jpg

epssax
03-04-2008, 08:53 AM
I use JCTaylor. Cost about a $100.00 a year per car. I insure them at market value. Must be driven for parades, shows, club events. No daily driving. Ernie

'55 Regal Commander, 259/auto.
"life is a one-way ride and I'm gonna have some fun--there are no replays"

epssax
03-04-2008, 08:53 AM
I use JCTaylor. Cost about a $100.00 a year per car. I insure them at market value. Must be driven for parades, shows, club events. No daily driving. Ernie

'55 Regal Commander, 259/auto.
"life is a one-way ride and I'm gonna have some fun--there are no replays"

rbruner
03-04-2008, 09:17 AM
Darn it! I love my vehicles too much not to drive them daily. [8D]

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

rbruner
03-04-2008, 09:17 AM
Darn it! I love my vehicles too much not to drive them daily. [8D]

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

65cruiser
03-04-2008, 09:21 AM
If you drive your Studebaker daily, you're pretty much stuck with standard auto insurance. You can have the car appraised and get full coverage, but you'll pay for it just like it was a newer car.

Mark Anderson
Member SDC and FMCA
Keeper of the Studebaker Cruiser Registry
http://home.alltel.net/anderm

My next Studebaker is in the future, but now getting my hair messed up in a Sebring ragtop!
Almost as fun as a Studebaker!

http://home.alltel.net/anderm/images/sebring.jpg

65cruiser
03-04-2008, 09:21 AM
If you drive your Studebaker daily, you're pretty much stuck with standard auto insurance. You can have the car appraised and get full coverage, but you'll pay for it just like it was a newer car.

Mark Anderson
Member SDC and FMCA
Keeper of the Studebaker Cruiser Registry
http://home.alltel.net/anderm

My next Studebaker is in the future, but now getting my hair messed up in a Sebring ragtop!
Almost as fun as a Studebaker!

http://home.alltel.net/anderm/images/sebring.jpg

rbruner
03-04-2008, 09:31 AM
Thanks! The only saving grace is our state property tax on cars. My wife pays $300 annually on her Mini (currently) the annual tax on the Champ is $12. :)

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

rbruner
03-04-2008, 09:31 AM
Thanks! The only saving grace is our state property tax on cars. My wife pays $300 annually on her Mini (currently) the annual tax on the Champ is $12. :)

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

Skip Lackie
03-04-2008, 10:01 AM
What 65Cruiser said. You can't have it both ways. Collector car insurance means lower rates, but you can't drive it every day and a garage is generally required. You want to park it outside and drive it every day? Get a stated value policy from your regular insurer.

Skip Lackie
Washington DC

Skip Lackie
03-04-2008, 10:01 AM
What 65Cruiser said. You can't have it both ways. Collector car insurance means lower rates, but you can't drive it every day and a garage is generally required. You want to park it outside and drive it every day? Get a stated value policy from your regular insurer.

Skip Lackie
Washington DC

rbruner
03-04-2008, 10:22 AM
Thanks for all the input. What got me started on the insurance rate quest was after meeting the owner of a Brand X sports car who has 2.5 million miles on his car & pays only $200 per year for full coverage. Some guys have all the luck (and get in the Guiness Book too)![8D]

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

rbruner
03-04-2008, 10:22 AM
Thanks for all the input. What got me started on the insurance rate quest was after meeting the owner of a Brand X sports car who has 2.5 million miles on his car & pays only $200 per year for full coverage. Some guys have all the luck (and get in the Guiness Book too)![8D]

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

Frank Starr
03-04-2008, 10:50 AM
Well, by now his 2.5 million mile Volvo is so worn out it's only worth $200.00.

You can make anything run long enough if you maintain it.

Frank Starr
03-04-2008, 10:50 AM
Well, by now his 2.5 million mile Volvo is so worn out it's only worth $200.00.

You can make anything run long enough if you maintain it.

rbruner
03-04-2008, 10:57 AM
Pretty funny! The car is actually in pristine condition. He tore down the engine at 600,000 miles, found nothing wrong but rebuilt it anyway.

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

rbruner
03-04-2008, 10:57 AM
Pretty funny! The car is actually in pristine condition. He tore down the engine at 600,000 miles, found nothing wrong but rebuilt it anyway.

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

65cruiser
03-04-2008, 11:43 AM
Actually, I think the word you are looking for is "pistine". At least when it comes to Studebakers.

[8D]


quote:Originally posted by rbruner

Pretty funny! The car is actually in pristine condition. He tore down the engine at 600,000 miles, found nothing wrong but rebuilt it anyway.

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg


Mark Anderson
Member SDC and FMCA
Keeper of the Studebaker Cruiser Registry
http://home.alltel.net/anderm

My next Studebaker is in the future, but now getting my hair messed up in a Sebring ragtop!
Almost as fun as a Studebaker!

http://home.alltel.net/anderm/images/sebring.jpg

65cruiser
03-04-2008, 11:43 AM
Actually, I think the word you are looking for is "pistine". At least when it comes to Studebakers.

[8D]


quote:Originally posted by rbruner

Pretty funny! The car is actually in pristine condition. He tore down the engine at 600,000 miles, found nothing wrong but rebuilt it anyway.

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg


Mark Anderson
Member SDC and FMCA
Keeper of the Studebaker Cruiser Registry
http://home.alltel.net/anderm

My next Studebaker is in the future, but now getting my hair messed up in a Sebring ragtop!
Almost as fun as a Studebaker!

http://home.alltel.net/anderm/images/sebring.jpg

rbruner
03-04-2008, 12:01 PM
Ah, come on guys. A Champ & a P-1800 together make beautiful music.
Just think of the offspring they could produce. Both have great lines
and both have overdrive! :D

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

rbruner
03-04-2008, 12:01 PM
Ah, come on guys. A Champ & a P-1800 together make beautiful music.
Just think of the offspring they could produce. Both have great lines
and both have overdrive! :D

http://i259.photobucket.com/albums/hh295/sbruner_2008/641Champ.jpg

Mark57
03-04-2008, 03:11 PM
Here in BC we have "gov't" auto insurance, but we also can get "Collector" plates if your car is original and in #2 or better condition. (modified to some extent is allowed on '58's and older). Licence and insurance runs about $250/year (about 25% of the going rate for "pleasure use" insurance on a non collector vehicle) which allows to to use your car daily if you wish, but you cannot drive it to school or work (even partway). You can also buy a cheap declared value policy (up to $20K without appraisal) if your vehicle is stored (normally) in a locked garage on your property. :)

<h5>Mark
'57 Transtar
3E-6/7-122 </h5>
http://i186.photobucket.com/albums/x153/MarkH57/IMG_0028a.jpg

Mark57
03-04-2008, 03:11 PM
Here in BC we have "gov't" auto insurance, but we also can get "Collector" plates if your car is original and in #2 or better condition. (modified to some extent is allowed on '58's and older). Licence and insurance runs about $250/year (about 25% of the going rate for "pleasure use" insurance on a non collector vehicle) which allows to to use your car daily if you wish, but you cannot drive it to school or work (even partway). You can also buy a cheap declared value policy (up to $20K without appraisal) if your vehicle is stored (normally) in a locked garage on your property. :)

<h5>Mark
'57 Transtar
3E-6/7-122 </h5>
http://i186.photobucket.com/albums/x153/MarkH57/IMG_0028a.jpg